Privacy Policy

1. Introduction

Stop Foreclosures NJ ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website stopforeclosuresnj.com (the "Site") or use our services.

By using our Site or services, you consent to the data practices described in this policy. If you do not agree with the terms of this Privacy Policy, please do not access or use our services.

2. Information We Collect

2.1 Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Fill out a contact form or request a cash offer
• Call our phone number
• Send us an email
• Subscribe to our newsletter or updates
• Communicate with us via text message (SMS)

Personal information may include:

• Full name
• Email address
• Phone number (including mobile phone number)
• Property address
• Financial situation details
• Any other information you choose to provide

2.2 Automatically Collected Information

When you visit our Site, we may automatically collect certain information about your device, including:

• IP address
• Browser type and version
• Operating system
• Referring website
• Pages viewed and time spent on pages
• Date and time of visit

3. How We Use Your Information

We use the information we collect to:

• Provide you with cash offers and real estate solutions
• Communicate with you about your property and our services
• Respond to your inquiries and customer service requests
• Send you information about foreclosure prevention and our services
• Improve our website and services
• Comply with legal obligations
• Prevent fraud and protect our legal rights

4. SMS/Text Message Communications (A2P Compliance)

4.1 Consent to Receive Text Messages

By providing your mobile phone number to Stop Foreclosures NJ, you expressly consent to receive text messages (SMS) from us regarding your property inquiry, cash offers, appointment reminders, and information about our services. Message frequency varies based on your interaction with our services.

4.2 Message and Data Rates

Message and data rates may apply. The number of messages you receive will depend on your interaction with our services and your specific situation. We do not charge for our text messages, but your mobile carrier may charge you for receiving messages.

4.3 Opt-Out Instructions

You can opt-out of receiving text messages at any time by:

• Replying STOP, END, QUIT, CANCEL, or UNSUBSCRIBE to any text message
• Calling us at (856) 879-1492
• Emailing us at support@stopforeclosuresnj.com

After opting out, you will receive one final confirmation message. Please note that opting out of text messages may affect our ability to provide you with time-sensitive information about your property sale or foreclosure situation.

4.4 Help and Support

For help or support with text messages, text HELP to our number or contact us at (856) 879-1492.

5. How We Share Your Information

We may share your information with:

5.1 Service Providers

We may share your information with third-party service providers who perform services on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.

5.2 Business Transfers

We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

5.3 Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., court orders, subpoenas, or government agencies).

5.4 With Your Consent

We may share your information with third parties when we have your explicit consent to do so.

6. Data Security

We use administrative, technical, and physical security measures to help protect your personal information. However, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure. While we strive to protect your personal information, we cannot guarantee its absolute security.

7. Your Privacy Rights

Depending on your location, you may have the following rights:

• Access: Request access to your personal information
• Correction: Request correction of inaccurate personal information
• Deletion: Request deletion of your personal information
• Opt-Out: Opt-out of marketing communications
• Data Portability: Request a copy of your personal information in a portable format

To exercise these rights, please contact us at (856) 879-1492 or support@stopforeclosuresnj.com.

8. Third-Party Websites

Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to read the privacy policies of any third-party sites you visit.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

10. California Privacy Rights

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information we collect, use, disclose, and sell
• Right to request deletion of your personal information
• Right to opt-out of the sale of your personal information
• Right to non-discrimination for exercising your CCPA rights

11. Do Not Track Signals

Some web browsers have a "Do Not Track" feature. Our Site does not currently respond to "Do Not Track" signals.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. Your continued use of our services after any modifications indicates your acceptance of the updated Privacy Policy.

13. Contact Us

If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us: